Yes. TMS is FDA-approved for major depressive disorder. Some devices have additional clearances that depend on the indication and coil type.
Does Insurance Cover TMS Therapy?
In my region, most plans cover TMS for depression when the criteria are met. Medicare and Medicaid often cover close to 100 percent, while commercial plans vary, with some using per-session copays and others applying deductibles. Many patients plan courses in Q4 after meeting out-of-pocket limits. My team confirms benefits, obtains prior authorization, and helps map a schedule that fits work and family needs.
Do You Need a Referral?
Most practices, including mine, accept direct inquiries. I still recommend an evaluation with a board-certified psychiatrist, ideally with academic ties, to confirm diagnosis and coordinate safe care.
Author: Dr. Hong Yin
Hong Yin, MD, has been a practicing medical professional in the Milwaukee community since 2012. She understands that your health and wellness concerns extend beyond routine medical care. She’s a highly trained, board-certified psychiatrist who provides an array of comprehensive services and procedures to help people overcome mental health problems.